Toby Russell is Co-CEO of Shift, the platform to make buying and selling cars fun, fair, and accessible to everyone. Previously, he was Managing Vice President of Digital at Capital One, where he led the bank’s technology transformation, including building the mobile capabilities that are now driving the majority of Capital One’s new customers. In 2007 Toby co-founded Taxi Magic, the first on-demand mobile transportation booking technology. He’s also led a $12 billion renewable energy and efficiency investment program for the US Department of Energy and has been a Project Leader at the Boston Consulting Group. He has a Doctorate from Oxford University.